How do people afford to pay for their wedding?

by DIY wedding planner on June 17, 2013


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{ 12 comments… read them below or add one }

Pooty Booty June 17, 2013 at 10:11 pm

Many people get assistance from their families. My fiance and I aren’t…we are paying for everything ourselves. We try to pay everything off immediately and not charge it so that we’re not left with a ton of debt. I’ve saved some money here and there as well. It’s tough I have to say. If I could re-think it all and start over I just would’ve eloped :) .

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Loraine F June 17, 2013 at 10:15 pm

By having cheap weddings. Your wedding will only cost as much as you want it to. You can have very nice weddings for dirt cheap. Mine was $400 total.

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Joe June 17, 2013 at 10:46 pm

umm..parents and credit cards

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endurolad June 17, 2013 at 11:28 pm

Traditionally, the bride’s family. This is the point in a girl’s life where she displays her biggest love and adoration of her father.

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valschmal June 17, 2013 at 11:43 pm

Before doing any planning at all, figure out your budget.
Here’s one of the easiest ways:
take the amount you and your fiance can put away
each month or week from your incomes,

take the amount you will get from family and friends,

take the amount you are willing to put on credit cards
(I am not condoning this, necessarily, this number is
frequently zero)

Add those together and that’s your budget. Plan the wedding accordingly.

If your budget is $5,000, then start making lists of priorities.
If you want a great dress and veil, and don’t really care about having lots of decor, then plan for that, etc.

Please do not make this mistake, though:
Inviting 200 guests, then because there is no money, feeding them cheese and crackers only at a 6 pm function.

Better to invite your closest 50-60 and give them a better time!

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Stephanie W June 17, 2013 at 11:48 pm

they save up money
and some have a wedding shower
sometimes the wedding pays for itself

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Ash June 18, 2013 at 12:18 am

The first step is to set a budget. Sit down with your families and discuss who can help out financially and how much.

Another way is to hire a wedding planner. Tell them your set budget and they will stay within it.

You can have a great wedding without spending a year’s salary!!

Try DIY favors, centerpieces, etc.

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ERK June 18, 2013 at 12:58 am

We’re paying for our own wedding. We already had some savings, and then figured out how much more we’ll need. We’re each saving money each payday into our wedding fund, and buying things as we go. We’ll add tax refunds to the account, and should end up with enough to pay for the wedding and honeymoon. Our budget includes inviting 90 guests, with lots of DIY, a simple dress, no limo, simple flowers…

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Ms. X June 18, 2013 at 1:54 am

In my case, I waited until I was middle-aged and had money saved up in the bank. But it won’t be a terribly expensive wedding anyway.

Some people have the money saved up and/or have inexpensive weddings. Others have their wedding paid for by parents. And a lot of people (hope you’re not one of them) go into debt to pay for their weddings.

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Tammy June 18, 2013 at 2:23 am

Let me tell you something it’s a big sacrifice.

I been saving the whole year, I am having a $10,000.00 wedding for 80 persons. And this doesn’t include the dress, the wedding bands or the honeymoon. And I think in comparison with other people I am having a modest wedding.
My parents only give me 2,000.00 that’s what they can afford and I appreciated a lot.

You just have to set the goal, and work for what you want. I don’t believe in loans or cc for the wedding you don’t want to start your new life with a big debt.

So I think the key world here is save money and work hard ( = lot of overtime for your dream day)

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Katie S June 18, 2013 at 2:24 am

My parents, being awesome, have offerred to pay for our wedding. They have a 0% interest credit card, so I charge stuff to it and they pay it off as they can without any interest. They’ll probably get another one when that runs out if they haven’t finished paying.

My fiancee and I are saving as much as possible to pay for our rings, accessories, and honeymoon ourselves. We’ll most likely be putting some on a 0% credit card, but only because we’re sure we can afford to make the payments. :)

Other people take out a home equity loan, if you own your own home.

The biggest thing is to determine 1) how much you can afford to spend, and 2) how much you WANT to spend. Then prioritize the items of a wedding (flowers, catering, alcohol, the dress, etc) and figure out how many people you can invite within your budget. Sticking to your budget is SO HARD with wedding planning–it’s way too easy to overspend!! Good luck!

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Lydia June 18, 2013 at 3:04 am

Mature adults pay for their own wedding, so it’s just a matter of the couple figuring out how much they already have saved, and how much they can afford to spend before the wedding. Then you plan the style of wedding and the number of guests you can afford.
It can mean a lot of sacrifice, but it’s worth it if that’s what you want. Our wedding was 25K for the 200 guests we hosted, and it was worth every penny – and we used no credit cards (which is nuts). If we hadn’t saved so much, we would have had a smaller number of guests, because we pretty much went with just a traditional church ceremony, lovely buffet dinner, dance, and full open bar.

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